# Halal Terminal

> Halal Terminal is a Shariah-compliant investing terminal for Muslim investors and Islamic finance professionals. It pairs compliance screening across five methodologies (AAOIFI, DJIM, FTSE, MSCI, S&P) with plain-language financial analysis of each company — cash flow, capital allocation, valuation, and sector context — where every figure is traced to the primary SEC filing it came from. It spans a Bloomberg-grade terminal, portfolio screening with live compliance monitoring, a developer API over the same data, and screens across 200,000+ global assets.

The site at https://halalterminal.com is the marketing, education, and product surface for Halal Terminal. The platform itself (terminal, portfolio, DCA, research) is invite-only during beta and lives under `/terminal/*`. Programmatic access is provided by a separate developer API at https://api.halalterminal.com.

Key things to know when summarising or linking to the site:

- The product spans four areas: compliance screening (the five standards in parallel, with the exact ratios, thresholds, and reasoning shown, not just a label), financial analysis (the "Company Read": cash generation, capital allocation, valuation, and sector percentiles, synthesised in plain language), portfolio tracking with live compliance monitoring and drift alerts, and a developer API over the same data.
- Fundamentals are read from primary SEC filings and reconciled across sources. Each verdict links the filing to the figure it produced and the threshold it crossed (compliance provenance), so a result is auditable back to its source document. Coverage includes US filers and foreign filers reporting under IFRS.
- Compliance verdicts are produced across five standards in parallel; users can toggle which methodology applies to their portfolio.
- The terminal demo is gated behind a beta access code; public users land on `/access` or `/waitlist`.
- Pricing is published at `/pricing`. The API has its own usage-based tiers documented at `/product/api`.
- Methodology, screening rules, and purification logic are documented at `/methodology` and `/research/shariah-screening`. AAOIFI ratios are screened against market capitalization per Shari'ah Standard 21 §3/4 (with a total-assets shadow reading reported as `alternate_basis`); DJIM and S&P follow their post-2023 single-leverage-ratio rules; screening results include an advisory `business_income` block with per-segment revenue classified from the issuer's latest 10-K (June 2026 methodology update — see `/methodology#updates`).

## Product

- [Product overview](https://halalterminal.com/product): What Halal Terminal does and who it's for.
- [What's new](https://halalterminal.com/whats-new): Latest capabilities — the Company Read (cash flow, capital allocation, sector percentiles), compliance provenance, and international coverage — with the full capability map.
- [Terminal](https://halalterminal.com/product/terminal): Real-time Shariah screening, charts, watchlists, and a keyboard-first command console.
- [Portfolio](https://halalterminal.com/product/portfolio): Holdings tracking, CSV import, allocation analysis, and compliance scoring.
- [DCA planner](https://halalterminal.com/product/dca): Dollar-cost-averaging calculator with historical backtests and projections.
- [Research](https://halalterminal.com/product/research): In-house research library covering Islamic finance, ETFs, and screening methodology.
- [Compliance API](https://halalterminal.com/product/api): 58+ REST endpoints for screening, market data, ETF analysis, news, dividends, Zakat, and reports.

## Pricing & access

- [Pricing](https://halalterminal.com/pricing): Plan tiers for individuals, advisors, and institutions.
- [Waitlist](https://halalterminal.com/waitlist): Sign up for beta access to the terminal.
- [Access gate](https://halalterminal.com/access): Redeem a beta invite code.

## Education & guides

- [Guides index](https://halalterminal.com/guides): Step-by-step tutorials for the platform.
- [Getting started](https://halalterminal.com/guides/getting-started): First-time setup and onboarding walkthrough.
- [Terminal guide](https://halalterminal.com/guides/terminal): How to use the trading terminal.
- [Portfolio guide](https://halalterminal.com/guides/portfolio): Importing holdings and reading compliance reports.
- [DCA guide](https://halalterminal.com/guides/dca): Configuring and interpreting DCA simulations.
- [Best practices](https://halalterminal.com/guides/best-practices): Recommended workflows for halal portfolio management.
- [Glossary](https://halalterminal.com/glossary): Definitions of Islamic finance terms used across the platform.
- [Methodology](https://halalterminal.com/methodology): Screening rules, ratios, and purification calculations applied by Halal Terminal.

## Research

- [Research index](https://halalterminal.com/research): Long-form research articles on Islamic finance.
- [Shariah screening](https://halalterminal.com/research/shariah-screening): How major standards differ and how Halal Terminal reconciles them.
- [Sharia ETF comprehensive analysis](https://halalterminal.com/research/sharia-etf-comprehensive-analysis): Deep dive on Shariah-compliant ETFs.
- [Halal ETF analysis](https://halalterminal.com/research/halal-etf-analysis): Comparison of major halal ETFs (SPUS, HLAL, ISDU, etc.).
- [Islamic finance growth](https://halalterminal.com/research/islamic-finance-growth): Market sizing, trends, and projections.
- [What is Islamic finance?](https://halalterminal.com/research/what-is-islamic-finance): Primer on Shariah-compliant finance for newcomers.
- [Blog](https://halalterminal.com/blog): Articles, guides, and stock picks. Full feed at [/blog/rss.xml](https://halalterminal.com/blog/rss.xml).
- [ETF hub](https://halalterminal.com/etf): Halal ETF directory with screening data.

## Company

- [About](https://halalterminal.com/about): Mission, team, and the Islamic finance market context.
- [Market](https://halalterminal.com/market): Industry overview and the opportunity Halal Terminal addresses.
- [Security](https://halalterminal.com/security): Security posture, data handling, and infrastructure.

## Developer API

- [API product page](https://halalterminal.com/product/api): Endpoint overview, use cases, and pricing.
- [api.halalterminal.com](https://api.halalterminal.com): API host, account signup, and key management.
- [API documentation](https://api.halalterminal.com/docs): Interactive OpenAPI/Swagger reference.
- [llms.txt for the API](https://api.halalterminal.com/llms.txt): Machine-readable index of API endpoints and docs.

## Legal

- [Terms of service](https://halalterminal.com/terms)
- [Privacy policy](https://halalterminal.com/privacy)
- [Cookies](https://halalterminal.com/cookies)
- [Legal notice](https://halalterminal.com/legal)
- [Sitemap](https://halalterminal.com/sitemap.xml) and [HTML site map](https://halalterminal.com/site-map)

## Optional

- [Halal Terminal intro video](https://halalterminal.com/HalalTerminalIntro.mp4): Short product walkthrough.
- [PWA manifest](https://halalterminal.com/manifest.webmanifest)